Terms of Service
Last revised on July 23, 2025
These Terms of Service (these “Terms” or this “Agreement”) are a contract between you and Busan Labs Ltd and its related companies (“Busan Labs,” “we,” “our,” or “us”) and govern your access to and use of our website located at www.strata.money (the “Platform”) and all related services, products, applications, and features offered by us from time to time (collectively, the “Services”). Your acceptance of these Terms occurs when you access or use the Services, or, if earlier, by clicking on an “I Agree” button or check box presented with these Terms. Upon taking any of the foregoing actions, you agree to be bound by this Agreement and any materials expressly incorporated herein.
THESE TERMS INCLUDE A WAIVER OF ANY RIGHT TO PARTICIPATE IN A CLASS ACTION, AS WELL AS A MANDATORY ARBITRATION CLAUSE THAT GOVERNS RESOLUTION OF CERTAIN DISPUTES AND WAIVES YOUR RIGHT TO SUE IN COURT OR HAVE A TRIAL BY JURY. PLEASE READ SECTION 21 CAREFULLY.
1. ELIGIBILITY
1.1 Generally If you are an individual accessing or using the Services, you represent and warrant that you: (a) are at least 18 years old; (b) are capable of forming a binding contract with us in your jurisdiction; (c) have the authority to agree to these Terms; (d) are not a Restricted User (defined below); and (e) are using the Services solely for your own benefit. If you access or use the Services on behalf of a legal entity, you represent and warrant you have authority to bind that entity to these Terms.
1.2 Restricted Users You represent and warrant you are not: (a) located in or a resident of the United States; (b) located in a jurisdiction comprehensively sanctioned by the U.S., U.N., or U.K.; (c) a resident, national, or agent of Cuba, sanctioned areas of Russia or Ukraine, North Korea, Iran, or Syria; (d) in a jurisdiction where use of the Services is illegal; or (e) subject to any export restriction or sanctions.
We may enforce geo‑blocking and you agree not to use VPNs or other means to circumvent such restrictions.
2. DIGITAL ASSET WALLETS
2.1 Non‑Custodial To use certain functions, you must connect a compatible non‑custodial Digital Asset Wallet. Busan Labs does not custody or control any assets in your wallet. You bear all risk of loss and price fluctuations.
2.2 Security You are solely responsible for your wallet keys and seed phrases. We are not liable for any loss due to wallet compromise or incompatibility.
3. THE PLATFORM
The Platform provides web or mobile access to blockchain protocols (“Protocol”). Busan Labs does not control the Protocol, liquidity pools, or transaction execution on‑chain. Your transactions are not with us and are final once confirmed.
4. THIRD‑PARTY SERVICES AND WAIVER
The Services may link to third‑party offerings (“Third Party Services”). Your use is subject to their terms. Busan Labs does not endorse them and is not liable for availability or accuracy. You waive any claims against us arising from such services.
5. REWARDS
We may offer incentives (“Rewards”) at our discretion. Rewards may change or be canceled without notice. Estimated amounts are not guaranteed. You bear any slashing penalties imposed by underlying networks.
6. RISK DISCLOSURES
You assume all risks of using the Services and holding Digital Assets, including but not limited to:
Impermanent Loss, slashing, and price volatility
Smart contract vulnerabilities and network attacks
Irreversible transactions and loss due to wrong addresses
Regulatory changes and deprecation of Protocol
Third‑party service outages and force majeure events
Public nature of blockchain data and lack of privacy
Operational risks of service providers and data centers
7. ACKNOWLEDGEMENTS AND COVENANTS
7.1 Assumption of Risks & Non‑Reliance You have read, understand, and accept all risks. You are not relying on Busan Labs for legal, financial, tax, or investment advice. Conduct independent due diligence.
7.2 Compliance You agree to comply with all applicable laws and not to use the Services for unlawful purposes.
8. PROHIBITED USES
You may not use the Services to:
Violate laws, regulations, or sanctions;
Harm or defraud others;
Conduct gambling, money laundering, or fraudulent schemes;
Exploit or damage the Platform or Protocol;
Infringe intellectual property or impersonate Busan Labs;
Collect personal data or spam other users.
9. CHANGES, SUSPENSION, AND TERMINATION
We may modify, suspend, or terminate the Services at any time at our discretion without liability. We may cancel pending transactions and deactivate accounts. Any fees paid are non‑refundable.
10. INTELLECTUAL PROPERTY RIGHTS
All content and materials (“Busan Labs Materials”) are owned by us or our licensors. You are granted a limited license to use them solely to access the Services. Any unauthorized use is prohibited.
11. PLATFORM CONTENT
We disclaim all warranties as to the accuracy, completeness, or usefulness of any content on the Platform. Information is for general purposes and not an offer to transact.
12. USER INTERACTIONS
You are responsible for interactions with other users. We are not liable for disputes or conduct of other users.
13. PROMOTIONS & FEEDBACK
We may offer promotions and you consent to our revocation or modification at any time. Any feedback you provide is non‑confidential and we may use it freely.
14. CHARGES AND FEES
14.1 Third‑Party Fees You may incur fees from Protocol or wallet providers. We are not responsible for those.
14.2 Our Fees We may set or modify fees at our discretion, posted on the Platform. Unless required by law, fees are non‑refundable.
14.3 Blockchain Fees You are solely responsible for on‑chain gas or transaction fees. We do not control or receive these fees.
15. WARRANTY DISCLAIMER
TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICES, PLATFORM, AND PROTOCOL ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES. BUSAN LABS DISCLAIMS ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY.
16. INDEMNIFICATION
You agree to indemnify Busan Labs and its affiliates against any claims, liabilities, damages, or expenses arising from your breach of these Terms or your use of the Services.
17. LIMITATION OF LIABILITY
TO THE FULLEST EXTENT PERMITTED BY LAW, BUSAN LABS’ AGGREGATE LIABILITY SHALL NOT EXCEED THE GREATER OF US$100 OR THE AMOUNTS PAID BY YOU TO US IN THE SIX MONTHS PRIOR TO THE CLAIM. WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES.
18. DISPUTE RESOLUTION, CLASS ACTION WAIVER, AND ARBITRATION
18.1 Class Action Waiver & Jury Trial Waiver You and Busan Labs waive the right to a trial by jury and to participate in any class, collective, or representative action.
18.2 Informal Resolution Before arbitration, you agree to contact us at support@strata.money and attempt to resolve the dispute for 60 days.
18.3 Arbitration Any dispute will be resolved by binding arbitration administered by the BVI International Arbitration Centre under its rules, in Tortola, BVI, in English. The arbitrator’s award is final and binding.
18.4 Severability If any part of this arbitration provision is unenforceable, it will be severed, and the remainder will apply. If class action waiver is unenforceable, you may go to court for that dispute.
19. GOVERNING LAW
These Terms are governed by the laws of the British Virgin Islands, without regard to conflict of law principles. Courts of the BVI have exclusive jurisdiction over non‑arbitrable matters.
20. MISCELLANEOUS
20.1 Assignment. You may not assign these Terms without our consent; we may assign freely.
20.2 Force Majeure. We are not liable for delays or failures due to events beyond our reasonable control.
20.3 Taxes. You are responsible for any taxes related to your use of the Services.
20.4 Notices. We may provide notices by posting on the Platform or via email.
20.5 Privacy. Our Privacy Policy governs data practices.
20.6 Entire Agreement. These Terms constitute the entire agreement between you and Busan Labs regarding the Services.
21. CHANGES TO THESE TERMS
We may modify these Terms from time to time in which case we will update the “Last Revised” date at the top of these Terms. If we make changes that are material, we will use reasonable efforts to attempt to notify you, such as by placing a notice on the Website. However, it is your sole responsibility to review these Terms from time to time to view any such changes. The updated Agreement will be effective as of the time of posting, or such later date as may be specified in the updated Agreement. Your continued access or use of the Website or the Services after the modifications have become effective will be deemed your acceptance of the modified Terms. No amendment shall apply to a dispute for which an arbitration has been initiated prior to the change in these Terms.
©2025 Busan Labs Ltd. All rights reserved.
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